Licensed Insurance Agent
Contractor Insurance Knoxville - Local Independent Agents
Running a contracting business in Knoxville means dealing with serious risks every day. From job site injuries to equipment theft, you need contractor insurance that actually covers what matters most to your business.
Why Knoxville Contractors Choose Independent Insurance Agents
When you buy insurance from a captive agent, you're only seeing one company's products. That's like shopping for a truck at just one dealership - you might miss better deals down the road.
As an independent agency, we represent multiple A-rated insurance carriers. This means we can shop your coverage with companies like Travelers, Hartford, and others to find the best combination of price and protection for your specific trade.
Whether you're a roofer dealing with steep pitches in West Knoxville or an electrician working on new construction downtown, we'll match you with carriers that understand your risks and price accordingly.
Coverage That Actually Protects Your Contracting Business
General liability is just the starting point. Most contractors need workers compensation, commercial auto, inland marine for tools and equipment, and sometimes professional liability depending on your trade.
We've seen too many contractors get burned by cheap policies that exclude key coverages. Like the roofer whose policy didn't cover damage from materials falling off a roof, or the plumber who found out his tools weren't covered when his van got broken into.
We'll walk through your actual operations and make sure you're covered for the real risks you face, not just the basic stuff everyone thinks about.
Local Service You Can Count On
When something goes wrong on a job site, you need help fast. You don't want to deal with automated phone systems or agents who've never been to Tennessee.
Our team knows Knoxville inside and out. We understand local building codes, weather patterns, and the challenges contractors face working everywhere from downtown high-rises to rural Knox County properties.
When you call us, you'll talk to the same agents every time. We know your business, your coverage, and your claims history. That personal relationship makes all the difference when you need us most.
Insurance Solutions for Knoxville
From general liability to workers comp, we help contractors get the right coverage at fair rates. Our free advice covers everything you need to stay compliant and protected on every job.
Skip the call centers and automated systems. You'll work directly with experienced agents who live and work right here in Knoxville. We know the local market and can meet face-to-face when needed.
Get Coverage That Fits Your Trade
Every contracting business is different. We'll customize your policy based on your specific risks, whether you're doing residential remodels, commercial construction, or specialty work like HVAC or electrical.
Work with Local Knoxville Agents
Skip the call centers and automated systems. You'll work directly with experienced agents who live and work right here in Knoxville. We know the local market and can meet face-to-face when needed.
What Clients Say About Working With Ty
From local families to small business owners across East Tennessee, our clients trust Carlisle Insurance Advising for transparent, personalized insurance guidance. Here’s what they have to say.
We own a unique small business and it was hard to find an expert. Ty treated my business like it was his own. He helped us find the right insurance agent for us and we secured great coverage. We love our agent and plan to work with them for years!
Jason M., Knoxville Business Owner
I'm a property manager with 16 large shopping centers across TN. It's been so hard to find someone who can actually fit our needs. Ty found our agent who was able to put us on a master policy. Finally!!!
Emily R., Maryville, TN
My Husband and I have an AirBnb business. We had been dropped from our previous provider without a claim. Ty put us in touch with an agent who had AirBnb's of her own and understood our situation. We got excellent coverage and even made a new friend!
Mark & Heather L., Sevierville, TN
Start Your Insurance Journey With Confidence
Whether you need a quote, a second opinion, or just want to understand your coverage better — Ty’s here to help. No pressure. No jargon. Just clarity and peace of mind.