Licensed Insurance Agent
Liability Insurance Coverage You Can Count On in Knoxville
Looking for liability insurance in Knoxville that actually fits your needs? You have come to the right place. We are local agents who know East Tennessee risks inside and out.
Personal Liability Protection That Makes Sense
Your home and auto policies include liability coverage, but is it enough? With lawsuit settlements climbing every year, many Knoxville residents need more protection than basic policies provide.
We help you understand exactly what liability risks you face and how much coverage makes sense for your situation. Whether you own rental property, have teenage drivers, or just want extra peace of mind, we can structure coverage that fits your budget and protects your assets.
Personal Liability Coverage
Living in Knoxville means facing personal liability risks every day. From accidents on your property to car crashes, one lawsuit could threaten everything you've worked hard to build.
We work with Knoxville residents throughout Knox County to design liability protection that covers the real risks you face. Our policies include home liability, umbrella coverage, and auto liability from carriers who understand Tennessee law. Most people don't realize how exposed they are with just basic coverage—we'll show you how to properly protect your assets and give you peace of mind knowing you're covered if something goes wrong.
Why Knoxville Residents Choose Independent Insurance Agents
Big insurance companies use call centers and online forms. We use relationships and local knowledge. When you need to file a claim or adjust coverage, you call someone who knows your name and your situation.
Our independent status means we can switch you to a different carrier if service declines or rates jump unfairly. Try doing that when you are locked into one company. We work for you, not the insurance company.
Protect Your Assets with the Right Coverage
Liability claims can be costly, but the right insurance makes all the difference. We provide free advice on liability coverage limits and help you find policies that protect what you've worked hard to build.
No phone trees or chatbots here. When you call, you talk to your agent - the same person every time. We answer questions, explain coverage, and handle claims personally. That is how insurance should work.
Local Knoxville Expertise You Can Trust
We have been insuring East Tennessee families and businesses for two decades. We understand local liability laws, weather risks, and coverage requirements that out-of-state agents miss. Plus, we are here when you need us most.
Personal Service From Real People
No phone trees or chatbots here. When you call, you talk to your agent - the same person every time. We answer questions, explain coverage, and handle claims personally. That is how insurance should work.
What Clients Say About Working With Ty
From local families to small business owners across East Tennessee, our clients trust Carlisle Insurance Advising for transparent, personalized insurance guidance. Here’s what they have to say.
We own a unique small business and it was hard to find an expert. Ty treated my business like it was his own. He helped us find the right insurance agent for us and we secured great coverage. We love our agent and plan to work with them for years!
Jason M., Knoxville Business Owner
I'm a property manager with 16 large shopping centers across TN. It's been so hard to find someone who can actually fit our needs. Ty found our agent who was able to put us on a master policy. Finally!!!
Emily R., Maryville, TN
My Husband and I have an AirBnb business. We had been dropped from our previous provider without a claim. Ty put us in touch with an agent who had AirBnb's of her own and understood our situation. We got excellent coverage and even made a new friend!
Mark & Heather L., Sevierville, TN
Start Your Insurance Journey With Confidence
Whether you need a quote, a second opinion, or just want to understand your coverage better — Ty’s here to help. No pressure. No jargon. Just clarity and peace of mind.