Licensed Insurance Agent
Restaurant Insurance TN Solutions From Local Experts
Running a restaurant in Tennessee comes with unique risks that need the right coverage. From kitchen fires to liability claims, we help Tennessee restaurant owners find Restaurant Insurance TN policies that actually protect their business without breaking the budget.
Tennessee Restaurant Coverage That Actually Works
Every Tennessee restaurant faces the same core risks: kitchen fires, customer injuries, employee accidents, and equipment breakdowns. But your specific needs depend on your location, menu, and setup.
We help you build coverage that matches your actual risks. A barbecue joint in Nashville needs different protection than a coffee shop in Memphis. Our independent agency status means we can shop multiple carriers to find the right fit and price for your specific situation.
Local Service for Tennessee Restaurant Owners
Even though we are based in Knoxville, TN, we work with restaurant owners throughout Tennessee and understand the state's specific requirements. You get the personal service of a local agency with expertise across state lines.
When you have a claim or need to add coverage, you call us directly. No phone trees or call centers. We know your business and can help you navigate any situation that comes up.
Multiple Carriers Mean Better Options
Most insurance agents can only offer you one company's rates. We work with multiple top-rated carriers, so we can actually compare options and find you better coverage or pricing.
This matters especially for restaurants because different carriers specialize in different risk profiles. Some are great for quick-service restaurants, others excel with full-service dining. We match you with the right carrier for your specific business model and location in Tennessee.
Protect Your Restaurant with Specialized Coverage
Running a restaurant comes with serious risks—from kitchen fires to foodborne illness claims. Carlisle Insurance Advisors provides free consultations to help you build coverage that protects your business, employees, and customers without breaking your budget.
When something goes wrong, we help you navigate the claims process. Our agents have handled everything from minor kitchen accidents to major equipment failures and know how to get things resolved quickly.
Personal Agent Relationships
You work with the same agent every time, not a call center. We learn your business and can help you make smart coverage decisions as your restaurant grows and changes over time.
Claims Support When You Need It
When something goes wrong, we help you navigate the claims process. Our agents have handled everything from minor kitchen accidents to major equipment failures and know how to get things resolved quickly.
What Clients Say About Working With Ty
From local families to small business owners across East Tennessee, our clients trust Carlisle Insurance Advising for transparent, personalized insurance guidance. Here’s what they have to say.
We own a unique small business and it was hard to find an expert. Ty treated my business like it was his own. He helped us find the right insurance agent for us and we secured great coverage. We love our agent and plan to work with them for years!
Jason M., Knoxville Business Owner
I'm a property manager with 16 large shopping centers across TN. It's been so hard to find someone who can actually fit our needs. Ty found our agent who was able to put us on a master policy. Finally!!!
Emily R., Maryville, TN
My Husband and I have an AirBnb business. We had been dropped from our previous provider without a claim. Ty put us in touch with an agent who had AirBnb's of her own and understood our situation. We got excellent coverage and even made a new friend!
Mark & Heather L., Sevierville, TN
Start Your Insurance Journey With Confidence
Whether you need a quote, a second opinion, or just want to understand your coverage better — Ty’s here to help. No pressure. No jargon. Just clarity and peace of mind.